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Get UK Hair Transplant Finance with KSL Clinic

Looking for a payment plan for your hair transplant?  – Spread the Cost Over 12 – 60 Months.

A more affordable way for your Hair Transplant by spreading the cost of your procedure into monthly instalments.


We have partnered with Ideal4Finance Ltd., who are a market leader working with a range of lenders to find you the best finance options available to suit your budget with options ranging from 12 – 60 months.

ONLINE – Apply online by clicking the link or image below:


020 3617 4647

Call the Ideal4Finance Ltd. loans team directly. You can also speak to the loans team to answer any questions you may have before making your application.


  • The process is simple, with flexible methods to apply for finance.
  • Competitive rates. All APRs are dependent on your credit rating and personal circumstances, and the lender’s individual criteria.
  • Ideal4Finance offer flexible terms, with secured and unsecured lending options from a varied panel of lenders. They work hard to match your specific needs to the right lender to get the best possible finance option to suit you.


  • The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time you would like to make the repayments.
  • Please be aware that only a soft search will be carried out when completing the Ideal4Finance Ltd application form, which should not affect your credit score.

For more information on Ideal4Finance Ltd., click the link in the image below:

KSL Clinic Ltd. is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status.

The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.

Get In Touch

Contact us to schedule a FREE Consultation today at one of our Hair Loss Clinics.

Choosing Ideal4Finance – Here’s 4 Good Reasons:

Simple Process

Apply online or over the phone in a matter of minutes.

Competitive Rates

Tailored to suit your personal circumstances and credit rating.

Rapid Response Time

Personalised offer with a quick turnaround.

Flexible Terms

Secured & unsecured options from a wide range of lenders.

Get In Touch

Contact us to schedule a FREE Consultation today at one of our Hair Loss Clinics.

Frequently Asked Questions

If you’re planning on undergoing a hair transplant, we’re here to help when it comes to managing costs. We understand that a hair transplant is a significant financial investment, so we’re always happy to discuss our various, affordable payment options during your free consultation.

Keep reading below for all the essential information on paying for your hair transplant, including finance options and answers to some of our most frequently asked questions.

How do I pay for my hair transplant?

You can pay for your hair transplant in one of three ways:

  • You can pay the full cost upfront
  • You can pay a 20% deposit to secure your surgery date, 30% two weeks before your procedure (50% upfront with KSL), and spread the remaining cost interest-free over 12 months. For this option, there’s no credit check involved – we just need two valid forms of photo ID.
  • You can apply for a credit agreement and pay the full sum (plus potential interest and APR) over 1-5 years, but this can vary depending on your credit history and credit score).

In most cases, our clients will use a credit agreement which they’ll apply for independently via our partner, Ideal4Finance. Ideal4Finance offers custom loans and personalised credit agreements that work around your budget.

How do I obtain a credit agreement for my hair transplant?

It’s incredibly easy to apply for a credit agreement for your hair transplant. Head over to our partner site, Ideal4Finance, and fill out the attached credit application.

You’ll be asked some basic questions about your credit history (for example, if you’ve ever defaulted on a loan, or if you have any outstanding arrears) as well as questions about your annual income, payment frequency, employment status and some basic info such as your address. Ideal4Finance will collect this information in order to get an idea of your credit profile, before offering you a credit agreement, or declining your application.

They’ll also ask how much you’re looking to borrow, as well as the desired length of your credit agreement. As with any type of credit agreement, a lengthier credit agreement might mean paying higher interest, which can end up costing you more in the long run. Once you have been offered a credit agreement, you’ll be able to review its terms and conditions before accepting.

What do I do if my credit application is declined?

If your credit application is declined, you might want to take a second look at your application form and make a few amendments before re-submitting for reconsideration. Making the following amendments might increase your chances of having your credit application accepted:

Lowering the loan amount. If your credit application was rejected, it might be because the company doesn’t consider your income high enough to cover the monthly costs of the loan. In this case, you might want to lower the amount that you’ve requested for your loan, and pay the difference in any savings that you may have.

Increase the length of the loan. While this may incur a higher interest rate, spreading the cost over a longer period might increase your chances of having your loan application accepted. Make sure to thoroughly read over the terms and conditions of the loan before submitting.

Can I pay for my hair transplant in 4 instalments?

We don’t offer payments in four instalments for our hair transplants, and we don’t use buy-now-pay-later programmes such as Clearpay or Klarna. We prefer to handle all credit payments via our partner credit companies. If you don’t want to use a credit agreement, you can always pay for your hair transplant via our interest-free payment plan or upfront at any of our KSL Clinic locations.

How much will I pay in interest on my hair transplant finance?

If you take on a credit agreement with Ideal4Finance, you may end up paying some interest on your payments. This will largely depend on your own credit rating and financial history. If you have a higher credit score, you’ll be more likely to obtain a credit agreement with a lower interest rate.

Will applying for a credit agreement impact my credit score?

When you undergo the ‘soft search’ with Ideal4Finance, it won’t be visible to other future lenders if they undertake a credit check on your credit profile.